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Debit Card


We try to anticipate questions you may have about our SFM Prepaid Mastercard and provide the answers here. If you need additional information send email to


Is the SFM Prepaid Mastercard a credit card? Answer: No. The SFM Prepaid Mastercard is not a credit card. We would prefer you use the "credit option" when you make purchases. Choosing the "credit option" can  save you money over using your pin.

How do you load funds to your SFM Prepaid Mastercard? Answer: There are many locations across the USA where you can load funds to your SFM Prepaid Mastercard.  The cost varies to load funds to your card, but we have found many of the loading centers charge $3.95 per load. See the Cardholder Agreement which states up to $5.95 per load.

Can you enroll without having a SSN to get your own SFM Prepaid Mastercard? Answer: Yes. You can enroll with an ITIN. An Individual Taxpayer Identification Number (ITIN) is a tax processing number issued by the Internal Revenue Service. You would forward a copy of your ITIN form letter to along with your home address. If the issuing bank accepts it , we will mail your card to your home address.  

Can you enroll without having a SSN with your passport? Answer: Yes. If you do not have a SSN and  you do have a valid passport. Your passport can be use to get your own SFM Prepaid Mastercard. Follow the enroll instructions when ordering your SFM Prepaid Mastercard without a SSN.